NOTICE OF SUBSTITUTE TRUSTEE SALE 2209 Westsail Lane, Unit: 191, Virginia Beach, VA 23455 NOTICE OF SUBSTITUTE TRUSTEE SALE 2209 Westsail Lane, Unit: 191, Virginia Beach, VA 23455 By virtue of the power and authority contained in a Deed of Trust dated April 6, 201 and recorded at April 8, 2016 in Instrument Number 20160408000286310 in the Clerk's Office for the City of Virginia Beach, Virginia, securing a loan which was originally $166,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps of the Circuit Court for Virginia Beach located at 2425 Nimmo Parkway, VA 23456. July 07, 2026 at 2:00 PM improved real property, with an abbreviated legal description of the following described property, to wit: That certain condominium unit in the City of Virginia Beach, Virginia, designated as Unit 191, in the North Beach Condominium, together with an undivided fractional interest in certain common elements appurtenant to said unit, all as more particularly described, designated and shown in that certain Declaration of Condominium establishing a condominium known as "North Beach Condominium, dated July I, 1986 and recorded in the Office of the Clerk of the Circuit Court of the City of Virginia Beach, Virginia, in Deed Book 2526, at page 2173, and subsequent amendments thereto. A description of the Unit, the common elements and the fractional interest, which will change from time to time depending upon the number of Units created, can be determined by reference to said Declaration and to plats and plans recorded in said Clerk's Office in Deed Book 2533, at page 398 through 403, and plats and plans subsequent thereto. AND as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, MD 20814 301-907-8000 www.rosenberg-assoc.com J​une 12, & 19, 2026 - 86743